WHAT Foundation is a local non-profit organization based in Ghana, founded in 2014 and registered in 2016. With its head office in Wa and a sub-office in Sawla, the Foundation is dedicated to reducing poverty and vulnerability in rural communities, especially among women and youth, through training, advocacy, awareness creation, attitudinal change, and the promotion of indigenous economic opportunities. Its thematic focus includes Village Savings and Loans Associations (VSLAs), sustainable and modernized agriculture, SME development, education, and health. Over the past decade, WHAT Foundation has supported over 450 VSLAs across the Upper West, Savannah, Bono, and parts of the North East Regions, benefiting approximately 12,900 members, 86% of whom are women. The Foundation has facilitated the mobilization of over GHS 10 million in group savings, linked around 400 groups to mainstream financial institutions, and helped 45 register as cooperatives. It has conducted training programs on organizational development, bee keeping, and financial literacy with partners such as GIZ/MOAP, Peace Corps-USA, and BUSAC Fund. Additionally, it supports smallholder farmers with tractor services, access to quality inputs, sustainable agriculture training, and market linkages. The Foundation also advocates for women’s access to productive land, supports shea nut mobilization and processing, and promotes rural enterprise development. To further enhance financial inclusion, it has established a Cooperative Credit Union with branches in Wa and Bulenga to provide affordable financial services to farmers and agribusiness actors. With a staff of 15 (12 men and 3 women) and 10 community volunteers, WHAT Foundation is committed to scaling up its operations and reaching more communities in Northern Ghana.
WHAT foundation started with one man, one brain, lone effort to 21-staff, 3- females, 18-males
WHAT Foundation works started in 2014 with 5 groups of gari processers and farmers in Mandari and Ga, these groups have been trained to moblise savings and take loans. This has boosted their gari processing massively and gained them some machinery support from the Rural Enterprises Project, Bole. Now 550+
From no partner/collaborator to 6 partners and collaborators:
- GIZ/MOAP-NW
- Bole community co-operative credit Union
- Tietaa Cooperative Credit Union
- Wa Workers Cooperative Credit union
- BUSAC FUND
- DAs, MA in Wa Municipal, Wa West, Wa East, STK, Bole
From no office to 2 offices, head office in Wa and a sub office at Sawla STK
From mother organization to mother and subscidiary financial NGO. We established a financial NGO (Sungibaala Finacial NGO) in 2019 to provide for savings, small and smart credits, and susu services to unbanked in rural communities we work.
Establishment of work based Co-operative Credit union (Sungbaala)- Wa and Bulenga, providing financial inclusive services to farmers and groups/ VSLAs and FBOS
Tijaamalibu Enterprise,
Sungbaala Cooperative Credit Union,
A TO Z TRUST LTD ,
From cash system to Momo digitization system.
From 1 district to 9 districts
From 1 group in 2014 to 550 groups in 2025
From impacting 25 individuals lives in 2014 to 15000 individuals in 2025
From one community to about 315 communities
From one region Savannah to UWR and UER
From one crop (Cassava) to 9 crops (cassava, groundnuts, maize, soya, rice, sorghum, cashew, mango, fruits and vegetables)
From OD learners to OD certified Consultant
KAIZEN Practioners
From a worldwide restricted VSLA member savings methodology to an innovative flexible savings methodology (allowing persons to save more)
Set to introduce Digital or Remote VSLA
GIZ/MOAP-NW
Bole community co-operative credit Union
Tietaa Cooperative Credit Union
Wa Workers Cooperative Credit union
BUSAC FUND
DAs, MA in Wa Municipal, Wa West, Wa East, STK, Bole
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